Flood Warning expires at 5:29 PM on 4/22, issued at 5:29 PM Argyle, NY | Buskirk, NY | Cambridge, NY | Clemons, NY

Banking & Finance Guide

Banking & Financial Org
When choosing a bank, take into consideration both personal convenience and what fees the bank charges. First, try to choose a bank that is very convenient to your home, or office, or both.
Credit & Loans
The first step to reducing any debt is to stop adding to it. Begin by decreasing the amount of money spent each month and increasing payments to creditors.
Investment Choices
When planning your investment strategy, you should first consider your objectives, the amount of money you have to invest, the associated fees, and the amount of risk you're willing to take with your money.
Learning & Planning
Carefully compare all loans in terms of rates and finance charges.
Mortgages
Few people have the financial ability to purchase a home outright. Most homebuyers need to finance their purchase through what is known as a mortgage.
Personal Finance
Loans are often a quick way to get money for purchases, repairs, or personal use. In beginning your loan search, check with your bank or credit union, then shop around for competitive interest rates.
Retirement
Planning ahead for retirement can help you make the most of your money for your future needs. The sooner you begin saving, the more your retirement funds will appreciate.


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