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What do I need?

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Updated: 4/13/2007 6:35 pm
When it comes to estate planning, everyone has his or her own priorities, based on age, interests, and financial or family responsibilities. One item you need is a valid, written will. You also need to discuss your estate plans with your family and perhaps an estate-planning professional. Review the ownership of your assets. Which are solely owned and which are co-owned? Review your life insurance needs. Do you have a retirement plan? Determine whether or not your estate will have enough money to pay all of your bills with an adequate amount left over to provide for your family. Designate someone to handle your affairs in case you're no longer able to do so. Arrange for long-term care, for yourself or any elderly dependents. Find ways to reduce your income taxes and the death taxes on your estate. If you own a business, talk to a professional to plan for its future. Remember that estate planning is a life-long, on-going process. As situations change in your life, so will your needs.
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